PTA approval for the new iPhone 17 Pro Max has become more accessible, as users in Pakistan can now pay the required tax in monthly instalments, easing the financial burden of a one-time payment.
The new option is available through Alfa Mall, an e-commerce platform operated by Bank Alfalah. Customers can choose flexible payment plans ranging from 3 to 36 months, with instalments starting from Rs10,825 per month.
Shorter tenures come with zero interest, while longer plans carry a nominal markup.
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The instalment scheme is intended to make it easier for smartphone users to comply with PTA regulations without incurring a significant upfront cost.
To apply, users must visit the Alfa Mall website, enter their iPhone’s IMEI number, name, and CNIC, select the “Buy Now, Pay Later” option, and choose a preferred payment plan at checkout.
The initiative has been well-received by Apple users, who often face high registration fees to legally activate imported smartphones on local networks.
PTA tax installment plan
| Plan Duration | Markup Rate | Monthly Payment (PKR) |
|---|---|---|
| 3 Months | 0% | 75,966 |
| 6 Months | 0% | 37,983 |
| 9 Months | 2.5% | 29,767 |
| 12 Months | 2.5% | 23,438 |
| 24 Months | 2.5% | 13,964 |
| 36 Months | 2.5% | 10,825 |
The move is seen as part of a broader trend among financial institutions to offer consumer-friendly financing solutions for tech-related expenses.
